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About Splitwise
Splitwise is the easiest way to split expenses and eliminate the awkwardness of money between friends and family. Stop stressing about who owes whom — millions worldwide use Splitwise to organize shared costs for households, trips, weddings, and everyday moments. Our mission is simple: reduce the financial tension that strains your most important relationships.
Whether you're splitting rent with roommates, tracking costs on a group vacation, dividing wedding expenses, or settling lunch bills with friends, Splitwise handles it all. Create groups or private friendships for any situation, add expenses in any currency, and let the app calculate who owes what. Expenses are backed up online so everyone can log in anytime, view their balances, and add costs from anywhere — even offline. No more lost receipts or forgotten payments.
Managing shared money has never been simpler. Add expenses equally or customize splits by percentages, shares, or exact amounts. Record informal debts and IOUs between friends, create recurring bills monthly or weekly, and track multiple payers on a single transaction. The app simplifies all debts into the easiest repayment plan, so settling up takes seconds instead of hours of negotiation. See total balances across multiple groups, comment directly on expenses, and stay updated with activity feeds and push notifications.
Splitwise works seamlessly across Android, iOS, and web, ensuring your expense data syncs everywhere. Categorize spending, export reports to CSV, and access your full edit history for transparency. Integrated payment options including Venmo and PayPal (US only) and Paytm (India only) let you settle debts instantly. Support for 100+ currencies and 7+ languages means no matter where your friends live, Splitwise works for you.
Upgrade to Splitwise Pro to unlock premium tools: convert expenses across currencies, access spending-by-category budgeting charts, scan and itemize receipts with OCR, store high-resolution receipts with 10GB cloud storage, download backups, search full expense history, and save default splits for recurring situations.
Trusted by The New York Times, The Financial Times, Business Insider, and Thrillist, Splitwise transforms how groups manage money. With world-class support and industry-leading features, Splitwise takes the stress out of shared expenses so you can focus on what matters most: your relationships.
Pros & Cons
Pros
- Automatically calculates who owes whom across multiple groups and currencies
- Cloud sync keeps expense data accessible from Android, iOS, and web anytime
- Flexible split options: equal, percentage-based, itemized, or custom amounts
- Integrated payment settlement via Venmo, PayPal, or Paytm for direct transfers
Cons
- Payment integrations limited to US, India, and specific apps by region
- Pro features like receipt scanning and budget charts require paid subscription
- Real-time debt tracking may encourage frequent settling rather than batched payments
- Requires account creation and login before organizing any shared expenses
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